Florida's New Flood Disclosure Law: What Key West Home Sellers Must Know

What does Florida's flood disclosure law require home sellers to do? Florida's amended Statute §689.302 (expanded by SB 948, effective October 1, 2025) requires residential sellers to provide buyers with a separate, standalone Flood Disclosure Form before or at the time the purchase contract is sign

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Property Insurance in Key West: What Home Sellers Must Know Before Listing

How Does Property Insurance Affect Selling a Home in Key West? Property insurance in Key West — covering wind, flood, and hazard — now runs $8,000 to $17,000 or more per year for a typical single-family home, depending on flood zone and elevation. These costs have become a major factor in whether fi

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