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Hurricane Building Codes: Key West New Buyers Guide
Key West and Monroe County operate under the 8th Edition Florida Building Code, requiring homes in coastal zones to withstand ultimate design wind speeds of 130-140+ mph. New buyers should verify impact-rated glazing, roof permit history, flood zone status, and review both the state flood disclosure
Key West Vacation Rental Rules: Investor Guide
Can you legally operate a vacation rental in Key West after buying a property? Not automatically. Key West has some of the strictest short-term rental rules in Florida. A property can only operate as a vacation rental if it sits in a qualifying zoning district, holds an active transient license or m
Does Flood Insurance Transfer When You Buy a Home in Key West?
Can You Assume the Seller's Flood Insurance in Key West? Yes. Federal flood insurance policies through the National Flood Insurance Program (NFIP) are assumable by the buyer. If the seller has an existing NFIP policy, you can take it over at their grandfathered rate — premiums and all. In Key West,
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